$Money$

Well, I've been working few years since graduated back to 2005. Went through up and down of life and wondering are we working for money and do we really need to work for money? I agreed that money cant buy anything. However without money we cant live in this materialism society. In fact, we need money to survive because everything out there cost a little penny. From basic necessity such as food and water to "luxury products" such as cellphone and cosmetic. Unless your family still financially supporting your daily expenditure. Or else, you have to work out your own way for survival!

Back to the question, are we working for money? YES, if that is not what you love to do! And NO, if what you work is your passion and you love to do it regardless of how hard is it. Let me ask you one more simple question. What is your feeling when you get your salary? Happy? Excited? Apparently if you don't love what you do, no matter how big the amount, it's just like another figure to make your credit card payment, car loan and daily expenses where you will not be satisfied nor having any fulfilment of life, do you? Or maybe you will just spend it somewhere else, for a big treat or buy some-good-thing for yourself. However, somewhere or somehow there is not much satisfaction afterward.

Perhaps one day, I can shout out loud :" I'm not working for Money and NO longer need to work for Money!!"

The Good and Bad of Credit Card

Credit card is like a double edged sword, it can help you in the hard time while on the other hand turn you into deep trouble when it is not being used appropriately. I have encountered the situation i wanted to buy a highly desired product, fortunately i have a credit card to swipe and made the payment via monthly installment. In fact it is really helpful in this case to lease my burden at least i'm not urged to make the payment in one lump sum to get the product.

I did hear many of the people around me make their credit card payment only to the minimum payment, which i have never done that before (For god sake i'm able to clear the payment monthly). There is nothing wrong that you only make the minimum payment. However, it is strongly advised that people with credit card really know their statement's balance because the interest rate and the late penalty charges could really make you scratching your head and wonder why your balance is getting bigger and bigger even though you did make the effort to pay for it.

Probably you could read up the article on how to make your credit card to work for you to get a clearer picture on credit card usage.

Unlocking the power of Blog

Try to write my first ever own blog here. Have this idea back to few years ago but never really try to write it out. Personally like to read more than to write, and prefer to KISS - Keep It Short & Simple in blogging! Do expect more articles to come!